SBA Loans
SBA 7(a)
The SBA 7(a) Loan Program is the Small Business Administration’s primary lending program designed to help small businesses secure the financing they need for various business purposes. These loans are guaranteed by the SBA, reducing the risk for lenders and making it easier for businesses to obtain funding.
SBA 7(a) loans can be used for a wide range of business purposes, including:
- Business Acquisition
- Improving Real Estate & Buildings
- Change of Ownership (complete, partial, or partner buyout)
- Short- and Long-term Working Capital
- Refinancing Business Debt
- Furniture & Fixture Purchasing
- Equipment Purchasing
- Leasehold Improvements
Here are the benefits of Choosing an SBA 7(a) Loan for Your Small Business:
- Low Interest Rates
- Long Repayment Terms
- Low Down Payments
- Fewer Fees
- Fast Access to Capital
- Personalized Lending Solution
SBA 7(a) Loan Highlights
SBA BOLT Loans
SBA Bolt Loans offer a new and better option for small business owners seeking a swift, efficient, and more affordable way to fuel their operations. In small business, accessing quick and reliable working capital is often the key to unlocking growth and overcoming financial hurdles.
SBA BOLT Loans can be used for working capital needs, such as utilities, payroll, office supplies, marketing costs.
- Business Acquisition
- Improving Real Estate & Buildings
- Change of Ownership (complete, partial, or partner buyout)
- Short- and Long-term Working Capital
- Refinancing Business Debt
- Furniture & Fixture Purchasing
- Equipment Purchasing
- Leasehold Improvements
To qualify for an SBA Bolt loan, standard requirements are:
- Be a U.S.-based business operating for profit.
- Meet the SBA’s definition of a small business.
- Operate within an eligible industry.
- Be unable to obtain financing on reasonable terms from nongovernment sources.