Advanced Mortgage Calculators

Payment Calculator

The Payment Calculator helps borrowers estimate their monthly mortgage or loan payment based on the loan amount, interest rate, and loan term. Its commonly used to calculate the payment of any Commercial loan or mortgage including Pricipal, Interest, Taxes and Insurance.

Interest Only Calculator

The Interest-Only (IO) Calculator helps borrowers determine their monthly payments for a loan during the interest-only period, where only interest is paid and not principal. The IO calculator helps borrowers estimate their monthly payments before transitioning to full amortization.

Cap Rate Calculator

The Cap Rate (Capitalization Rate) Calculator helps real estate investors determine the expected return on an investment property based on its income and value. It's commonly used to assess the potential profitability of a property.

Balloon Calculator

The Balloon Calculator helps borrowers estimate their final balloon payment, which is a large lump sum due at the end of a loan term after smaller monthly payments have been made during the loan’s life. Balloon payments are common in certain types of loans, like commercial or short-term mortgages.

Breakeven Calculator

The Breakeven Calculator helps property investors determine the point at which a property’s income equals its expenses, meaning there is neither a profit nor a loss. This is useful to calculate the minimum occupancy rate or revenue needed to cover all expenses.

IRR Calculator

The (IRR) Calculator helps investors estimate the profitability of a real estate investment by determining the annualized rate of return over time, considering cash flows and the property's eventual sale.

NOI Calculator

The NOI (Net Operating Income) Calculator helps investors and property managers determine the profitability of a property by calculating its income after operating expenses, excluding debt payments and taxes.

DSCR Calculator

The DSCR (Debt Service Coverage Ratio) Calculator helps lenders and investors assess whether a property’s income is sufficient to cover its debt payments. The ratio compares a property’s Net Operating Income (NOI) to its debt service (loan payments).

Fix and Flip Profit Calculator

The Fix and Flip Profit Calculator helps real estate investors estimate potential profits by factoring in purchase price, rehab costs, and after-repair value (ARV). It reduces risk by identifying thin margins.

Loan to Value Calculator

The LTV (Loan-to-Value) Calculator helps borrowers and lenders determine the percentage of a property's value being financed by a loan.